Health Insurance for Expats in China — 外籍員工在中國的醫療保險方案對比
中國的社保醫保(UEBMI)提供基本保障,但多數外籍人士發現嚴重疾病或國際醫院的費用遠遠不足。全球醫療保險、中國商業補充保險與社保的組合方案,每年可節省或花費數千美元。
中國的社保醫保(UEBMI)提供基本保障,但多數外籍人士發現嚴重疾病或國際醫院的費用遠遠不足。全球醫療保險、中國商業補充保險與社保的組合方案,每年可節省或花費數千美元。
對於帶著家庭搬遷到中國的外籍專業人士來說,學校選擇往往決定搬遷成敗。本文涵蓋國際學校類型(真正外籍學校 vs 中資雙語學校)、課程體系(IB/A-Level/AP)、學費範圍、收生要求和入學流程,並提供上海、北京、深圳三城對比。
外國人在中國不能僅憑國際駕照(IDP)開車——中國未加入聯合國道路交通公約。必須換證(互惠國免試)或通過100題筆試和路考。本文涵蓋申請流程、所需材料、考試語言選擇和常見失敗點。
For foreign professionals moving to China with children, school choice is often the deciding factor in whether the relocation succeeds. This guide covers types of international schools, curriculum opt...
A side-by-side comparison of China's UEBMI social medical insurance, international health insurance plans, and local private top-up options for expatriates in China.
A complete step-by-step guide for foreigners to obtain a Chinese driver's license, covering document requirements, the 100-question written exam, license conversion for reciprocal countries, and commo...
中國的商業租賃合約與外國預期大不相同:租金通常年付、押金2-3個月、印花稅0.1%(房東租客各半),提前解約條款十分嚴格。本文逐條解讀一份典型中文租約的關鍵條款,幫你避開常見陷阱。
中國勞動法在全球範圍內最偏向僱員。沒有正當理由解僱員工的代價是2N個月補償金外加恢復勞動關係的風險。本文梳理合法解僱的理由、通知期與補償金公式、以及如何正確記錄績效問題。
法定代表人是中國公司中最有權力也最暴露的位置——簽合同、開銀行賬戶、承擔個人責任。對WFOE而言,外籍創始人通常是法定代表人,但也有替代方案。本文講解法代的核心法律風險。
在中國賺錢很難,把賺到的錢轉出去更難。外匯管制要求WFOE證明資金來源、已繳稅款和交易合法性,匯款才被批准。本文梳理三條合法通道——股息分紅匯出、特許權使用費支付和服務費匯出——並附上每條路徑的稅務扣繳率。
開一家WFOE只需要2-3週,關掉一家需要6-12個月。稅務清算、債務公告、工商註銷、銀行賬戶註銷——每一步都可能卡住數月。本文講解完整註銷流程、時間線和常見陷阱。
Making money in China is hard. Getting it out is harder. China's foreign exchange controls require WFOEs to prove source of funds, tax paid, and transaction legitimacy before any remittance. This guid...
The legal representative (法定代表) is the most powerful and most exposed position in a Chinese company. They sign contracts, open bank accounts, and bear personal liability when things go wrong. For WFOE...
China's labor law strongly favors employees. Wrongful termination costs 2N in severance plus reinstatement risk. This guide covers the legal grounds for termination, notice period and severance formul...
China's commercial leases differ from what most foreigners expect: rent paid annually in advance, 2-3 month deposit, stamp duty 0.1% (tenant pays half), strict early termination penalties. This guide ...
Opening a WFOE takes 2-3 weeks. Closing one takes 6-12 months. Tax clearance, debt announcement, business license cancellation, bank account closure — each step can stall for months. This guide breaks...
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